AUSTIN / SAN ANTONIO BANKRUPTCY FIRM
Debt Collection and Judgments After Bankruptcy
When creditors go unpaid, they may have the right to garnish wages, seize property or place liens on property. Even though creditors have the right to take action, you have the right to explore your options and your rights through bankruptcy relief. At the Law Offices of Susan G. Taylor, we provide experienced and strategic counsel to individuals, families and businesses that have been affected by debt collection efforts.
Protect Your Income and Your Family
If a creditor gets a judgment against you, you could risk liens on your property, wage garnishment or the seizure of property. Without experienced bankruptcy advocacy, you may lose access to the income you need to care for your family. If you have a debt collection or other judgment against you, you can eliminate or reduce this debt through bankruptcy options, including:
Chapter 7: In a Chapter 7 bankruptcy, all unsecured debts may be discharged and eliminated, including creditor judgments. If you are considering bankruptcy, we will help you review your debts and assets, assess your income and determine if bankruptcy is the right option for you. At every stage, we will answer the questions you may have and remain attentive and available to address your concerns.
Chapter 13: Chapter 13 bankruptcy allows you to reorganize your debts. If you have a debt collection or other judgment against you, the debt will be assessed through the Chapter 13 process. In the reorganization of debts you will work out a 3 to 5 year payment plan, depending on your income and ability to pay.
Strategic Advocacy to Stop Debt Collections, Liens and Wage Garnishment
While not every judgment can be discharged through bankruptcy, you have options under Federal Bankruptcy Law. In many cases, your debts will be discharged completely. As an experienced firm, we know that overwhelming debt and the possibility of filing for bankruptcy can be stressful. But the unknown adds to your burden. Educate yourself. Take action now to protect your rights.
Free initial consultations. After hours and weekend appointments available. Located conveniently in the historic district, west of the Capitol, and near the San Antonio Airport, on Loop 410. Ample, free parking.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.