AUSTIN BANKRUPTCY LAWYER


Your Right to File for Bankruptcy

Millions of Americans suffer from debt — in many cases, the debt is insurmountable given the current economy, job loss and median income. Bankruptcy is a legal way for those who cannot pay their bills to get a fresh financial start. The right to file for bankruptcy is provided by federal law, and all bankruptcy cases are handled in federal court. At the law office of Susan G. Taylor, I help my clients explore their bankruptcy and debt relief options.

Take action now to seek the fresh start you deserve by calling (512) 476-2000 or emailing for a free consultation with an experienced bankruptcy attorney.

Filing bankruptcy immediately stops your creditors from seeking to collect debts from you, at least until your debts are sorted out according to the law. Put simply, bankruptcy is a way for honest people or businesses that owe more money than they can afford to repay either wiped out or reduced and worked into a plan to repay the money over time. Bankruptcy may make it possible for you to:

  • Legally end the obligation to pay most or all of your debts through an arrangement called a discharge of debts. It is designed to give you a fresh financial start.

  • Stop foreclosure on your house or mobile home and give you an opportunity to catch up on missed payments.

  • Prevent repossession of a car or other property or force a creditor to return property after it has been repossessed.

  • Stop wage garnishment, debt collection harassment, and similar creditor actions to collect a debt.

  • Prevent or restore utility service after pending or actual termination.

  • Challenge the claims of creditors who have committed fraud or who are otherwise trying to collect more than you really owe.

Who Is Filing for Bankruptcy?

Most people who file for bankruptcy have suffered an unforeseeable event such as a serious injury or medical condition, job loss, or an expensive divorce that lead to severe financial problems. In the current economy, a financial upset such as this could leave an individual or family without the means to pay off credit card debts or keep up with a mortgage payment. Even after trying other debt relief solutions such as negotiations or settlement, bankruptcy may be the best option to achieve financial independence. In many cases, debt cannot be repaid, even if income is stabilized.

Can I File for Bankruptcy Myself?

If you are considering bankruptcy it is important to work with an experienced attorney who can protect your rights, income, and assets. Without an experienced advocate, you could be at risk of waiving rights and assets you want to protect. A petition preparer will not protect your rights like a bankruptcy attorney. Please contact me for more information.

To discuss your bankruptcy options and debt relief solutions, please contact Susan G. Taylor, an experienced bankruptcy lawyer serving individuals, families and businesses throughout Austin, Texas.

Free initial consultations. After hours and weekend appointments available. Located conveniently in the historic district, west of the Capitol. Ample, free parking

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.